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Protects physical assets, including buildings, equipment, and inventory, against damage or loss due to events like fire, theft, or vandalism.
Covers legal fees and medical expenses if someone is injured on your business premises.
Provides coverage for claims arising from professional mistakes or negligence that result in financial loss to a client.
Mandatory in most states, it covers medical expenses and lost wages for employees who suffer work-related injuries or illnesses.
Covers vehicles owned or used by your business, including liability for bodily injury and property damage, as well as physical damage to the vehicles.
Protects against losses from data breaches, cyberattacks, and other cyber-related incidents, covering costs like notification expenses, legal fees, and fines.
Covers claims related to employment issues such as wrongful termination, discrimination, harassment, and other employment-related allegations.
Protects against claims of injury or damage caused by products your business manufactures, distributes, or sells.
Covers property in transit over land, as well as certain movable property, providing protection for goods, tools, and equipment during transportation.
Provides additional liability coverage beyond the limits of your primary policies, offering extra protection against large claims or lawsuits.
Protects against claims related to environmental damage or pollution caused by your business operations, covering cleanup costs, legal fees, and third-party damages.
Covers employers for liabilities under the Jones Act and General Maritime Law for injuries to employees classified as seamen while working on non-owned vessels. Merrimac Insurance.
Provides coverage for general liability exposures specific to marine operations, including premises liability, products liability, and completed operations.
Offers specialized coverage for businesses in the oil and gas industry, addressing risks such as well control, pollution liability, and property damage related to exploration and production activities.
Provides protection for employers of seamen, allowing injured maritime workers to sue for damages due to employer negligence under the Merchant Marine Act of 1920.
Covers maritime workers who are not seamen, such as longshoremen and harbor workers, providing compensation for injuries or occupational diseases occurring on or near navigable waters.